Privacy Policy

TNT's products and services are provided by Terrence Teo. These Terms of Use ("Terms") govern your access to and use of TNT’s apps, websites, and services ("Products"). Please read these Terms carefully, and contact us if you have any questions. By accessing or using our Products, you agree to be bound by these Terms and by our Privacy Policy.

1. Using TNT

1.1. Who can use TNT

You may use our Products only if you can form a binding contract with TNT, and only in compliance with these Terms and all applicable laws. Some of our Products may be software that is downloaded to your computer, phone, tablet, or other device. You agree that we may automatically upgrade those Products, and these Terms will apply to such upgrades.

1.2. Our license to you

Subject to these Terms and our policies, we grant you a limited, non-exclusive, non-transferable, and revocable license to use our Products.

1.3. Commercial use of TNT

If you want to use our Products for commercial purposes, you must first obtain prior wriTNTen approval from Terrence Teo.

1.4. Feedback you provide

We value hearing from our users, and are always interested in learning about ways we can make Fio more awesome. If you choose to submit comments, ratings, reviews, ideas or feedback, you agree that we are free to use them without any restriction or compensation to you. By accepting your submission, Fio does not waive any rights to use similar or related Feedback previously known to Fio, or developed by its employees, or obtained from sources other than you.

2. How We Use Personal Information

Personal Information is or may be used for the following purposes: (i) to provide and improve the Fio app, website, services, features and content, (ii) to administer your use of Fio, (iii) to enable you to enjoy and easily navigate Fio, (iv) to beTNTer understand your needs and interests, (v) to fulfil requests you may make, (vi) to personalize your experience, (vii) to provide or offer software updates and product announcements, and (viii) to provide you with further information and offers from us or third parties that we believe you may find useful or interesting, including newsleTNTers, marketing or promotional materials and other information on services and products offered by us or third parties. If you decide at any time that you no longer wish to receive any such communications, please follow the unsubscribe instructions provided in any of the communications sent to you.

We use information we obtain by technical means (such as the automatic recording performed by our servers or through the use of cookies) for the above purposes and in order to monitor and analyze use of the app, website and our services, for the technical administration of Fio, to increase its functionality and user-friendliness, to beTNTer tailor it to your needs, to generate and derive useful data and information concerning the interests, characteristics and behavior of our users.

3. Business Transfers

Terrence Teo may sell, transfer or otherwise share some or all of its assets, including your Personal Information, in connection with or in anticipation of a corporate event, including a merger, acquisition, sale of stock, recapitalization, reorganization or sale of assets or in the event of bankruptcy.

4. Changing or Deleting Your Information

You may review, update, correct or delete the Personal Information provided in your registration or account profile by changing your account seTNTings.

5. Security

We are very concerned with safeguarding your information. We employ reasonable measures and security designed to protect your information from unauthorized access. These measures including encrypting sensitive information using a Secure Sockets Layer (SSL) and storing information behind a firewall. However, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

6. Our Policy Toward Children

Fio is not directed to children under 16. If you learn that your minor child has provided us with personal information without your consent, please contact us.

7. Service Providers, Business Partners and Others

We may employ third party companies and individuals to facilitate our service, to provide the service on our behalf, to perform app or website-related services (including but not limited to data storage, maintenance services, database management, web analytics, payment processing, and improvement of features) or to assist us in analyzing how Fio is used. These third parties have access to your Personal Information only for purposes of performing these tasks on our behalf.

8.Onesignal

The OneSignal SDK collects data for the purposes of providing us with functionality to target and personalize the notifications we send to end-users. This data collection is limited to the data available to Fio which includes the OneSignal SDK.

This data may also be shared with OneSignal Partners and Clients who leverage such data in order to personalize their Offerings to you, and for cross-app advertising.

This data may include items such as:

  1. Your device's Advertising Identifier
  2. Some or all of the following information: IP address, device push token, precise location, network information, language, timezone, product preferences, and privacy preferences

Some of the data and information we collect can indirectly be used to identify you (such as your device’s Advertising ID until it is reset), while other data and information (such as your location) can only be used to identify you when combined with other information. We use some of this data and information in an anonymized and/or aggregated form that does not identify you personally, in order to improve our services, perform web and mobile analytics, and work with entities with which we have a strategic relationship.

Notwithstanding anything else in this Policy, we or a data partner we have engaged may collect and store a unique identifier matched to your mobile device, in order to deliver customized ads or content while you use apps or surf the internet, or to seek to identify you in a unique manner across other devices or browsers. In order to customize these ads or content, we or a data partner may connect de-identified demographic or other data about you (received from third parties) either to data passively collected from you, such as your device identifier or IP address. However, we will share your email address solely in hashed, non-human readable form.

In the case of apps, the collection of data continues under this Policy until you either: (a) remove any app that integrates the OneSignal SDK from your device, or (b) modify the ad tracking seTNTings on your device (identified by “Limit Ad Tracking” on iOS and “Opt out of interest based ads” on Android).

9. Acceptance of this Policy

Your installation of the Fio app constitutes a legally binding acceptance of this Policy.

10. Changes to this Policy

This Policy may be changed at any time, with or without notice to you. If you continue to use Fio after those changes are in effect, you agree to the revised Policy. Please check this Policy periodically for any amendments or changes.

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